The 3 "must knows" to make your money
work harder
Are you a Business Owner who wants to reduce their corporation tax bill
Are you sick & tired of receiving low interest on your cash savings?
The 4 steps to make your money
work harder
How much money do you need to retire at 65 with £24k of income?
Three reasons you are failing to save and how to fix them
How much income will my pension give me in retirement?
How does a Stocks and
Shares ISA work?
It's not worth saving into a pension...or is it?
COVID – a true black swan event?
The severity of the impact of the pandemic on economies and societies around the globe has been overwhelming; it seems not one person has been free of its force. However, critics are unrelenting in their claims that the ramifications could (and should) have been anticipated. Does this make COVID-19 qualify as a ‘black swan’ event?
Your Money Newsletter - Autumn 2020
Maintain your retirement focus, whether you’re 20 or 50+
Nearly a fifth of people (18%) aged 50 and over say their retirement
plans have already been impacted or may be impacted by the pandemic, recent research has revealed2 . Of these respondents, 25% say they have not been able to retire due to their finances, a fifth have had to use some of their retirement savings whilst out of work and 10% have retired sooner than they had originally planned due to redundancy caused by the pandemic.
Company News
Women often have an emotional attachment to the family home when dealing with divorce but this can have disastrous financial consequences.
In my experience, women often ignore the question of their partner’s pension and, understandably, focus on the family home which provides security at a very difficult time even though it may not be the right thing to do for their long term financial health.
Some 42% of marriages in England and Wales end in divorce and many make big mistakes when dividing the assets. What seems like a good idea for the short term, may have a detrimental effect in the longer term.
A quick Google search shows that 42% of marriages in the UK end in divorce, but with the additional pressures that COVID-19 has presented the nation, this figure is likely to increase.
How often do you receive a bank statement for a savings account and feel deflated when you see the measly amount you have earnt in interest? You are not the only one…
Many companies hold cash on deposit as they have no immediate plans for it which means over the years substantial sums tend to build up. But given falling interest rates and rising inflation option is becoming less attractive, so here are a few ideas things that may help…
Why a good financial adviser can be as useful as a Sat Nav...
With the end of the tax year looming (5th April), now is the perfect opportunity to make use of any tax or personal allowances that you have not yet used. But be quick, as many are “use it or lose it”.
A good financial adviser is like a good mechanic: you likely will need one at some point in your life, it could save you a sizable chunk of money, and many people have no clue where to start when it comes to finding one.
Many people think that the only way to avoid Inheritance Tax (40%) is to gift money out of their estate or put the money into trust. But there is another way.
Following the rejection of the Government’s proposed EU withdrawal agreement on 15th January, there remains the possibility of the UK leaving the EU without a deal.
A simple pension “health check” will help keep you on track for retirement.
